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Health Maintenance Organization

What is Health Maintenance Organization (HMO)?

A Health Maintenance Organization (HMO) is a network health insurance scheme that emphasizes preventive and managed treatment provided by a primary care physician (PCP). Since the PCP manages members' services with in network specialists, all clinicians must be referred by the PCP. Except in an emergency, out of network care is usually not provided at all.

Related: Health Reimbursement Account (HRA), Health Savings Account (HSA)